f you want to stop the increase, you just need to tell us. However, if you decide to stop the increase for three consecutive years, you will no longer have the option to increase the lump sum again in

Over 50s

Retail Prices Index (RPI) up to 10% per year

Your life cover will stop and since the plan has no surrender value, you won’t be entitled to a refund of any of the payments you’ve made.

If you miss a payment, you have 30 days to make any payments that are due.

If you die as a result of an accident in the first two years, AIG will pay to your estate an amount equivalent to three times the current lump sum at the time of the claim.

Your plan has no surrender value at any time and if you stop making payments no refund will be made.

If you die from anything other than an accident in the first two years, we will only pay an amount equal to one-and-a-half times the sum of any premium payments you have already made.

If you stop making payments before your 90th birthday, you will no longer be covered.

£50 per month

AIG Life will be collecting payments monthly by Direct Debit until you are 90 years old. After that, we will stop

IG Life Limited