on-smoker

urre

after 30 days

u can stop your insurance at any other time. Once you tell us, your insurance will end on the day before your next monthly payment is due to be collected. Any monthly payments made to this date won’t be refunded

When your insurance starts, we’ll send you information about your right to change your mind and cancel your insurance. You have 30 days from the date you receive this information to do this. If you cancel within 30 days, we’ll refund any monthly payments you’ve made to us, unless we’ve already paid a claim under your insuranc

The maximum we’ll insure you for is limited to a total monthly payment of £50

business

available on o

www.aiglife.co.uk.

up to a maximum annual increase of 10%. W

If you die after your insurance has been active for two years, we’ll pay your insurance amount

If you die for any reason other than accidental death within the first two years of your insurance, we’ll pay one-and-a-half times the monthly payments you’ve already made, provided your insurance is active

In the event of accidental death within the first two years of your insurance, we’ll pay three times your current insurance amount, provided your insurance is active.

The protected insurance amount will always be lower than your insurance amount and will be calculated as follows:current insurance amount X number of monthly payments you’ve already madenumber of payment months between when your insurance started and your 90th birthday

f you cancel your insurance or stop making monthly payments, this is the amount we’ll pay when you die provided you’ve made at least half

protected insurance amount

we’ll cancel your insurance

you miss any payment and you don’t pay it within 30 days

You can ask for the increases to stop at any time

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