Miriam is a survivor of what’s known as “coerced debt,” a form of abuse usually perpetrated by an intimate partner or family member. While economic abuse is a long-standing problem, digital banking has made it easier to open accounts and take out loans in a victim’s name, says Carla Sanchez-Adams, an attorney at Texas RioGrande Legal Aid. In the era of automated credit-scoring algorithms, the repercussions can also be far more devastating.