lets mention more that amex is the winner. i will anyway give you an example of other comparison articles for the html and css style but also so you can integrate that for the different cards, to have short sections each and some boxes with .....
i think the critique is not super fair here, we never laid it out as a criteria, woudl mention it maybe in the passing, but then we need to go deeper into better cashback or bonueses etc. and that might become too long. otherwise i dont find it fair that this is the point we focus on.
in terms of insurance, it has the best coverage but maybe one aspect is lower? maybe the reisegepaeck, it better than the rest but not by much and for long distance it is actually not that much, if you have some expensive cloths and a coulple of electronic devices 3k is not that much anymore...