The laws of accumulation should be left free; the laws of distribution free. Individualism will continue. But the millionaire will be but a trustee for the poor; entrusted for a season with a part of the increased wealth of the community, but administering it for the community far better than it did, or would have done, of itself. The best in minds will thus have reached a stage in the development of the race in which it is clearly seen that there is no mode of disposing of surplus wealth creditable to thoughtful and earnest men into whose hands it flows save by using it year-by-year for the general good. This day already dawns.
I find this interesting, as it's basically Carnegie saying that the wealth and power is better served in the hands of a few select people, rather than in the hands of the masses of people. It's interesting, because it's effectively the antithesis of the United States. The U.S. was founded on the idea that common people would have a say in government and in what the government spends money on. Individuals having freedom to do as they please. Carnegie is arguing that by sacrificing the freedom to purchase things as an individual, you enable a singular person to make decisions on what's best for the community. I think it then begs to question as to why we would all want to trust one person to decide what will benefit the common people the most, rather than letting the common people decide.