Romney's assertion that one should simply "Get the education. Borrow money if you have to from your parents" is indicative of his and many peo-ple's inability to understand poverty or any class status other than their own. Romney's assumption is that education is there for the taking. All one needs to do is reach out and grab it. In addition, he is making a bold assertion about your parents' financial holdings. Of course they have money you can borrow. Lots of liquid assets.
From reading this passage, I think that forms of cultural capital may only be established in wealthy families. My understanding is that if a child of a family can borrow money from their parents to start a business or study, it shows that the family is very supportive of the child's entrepreneurial ideas and has the ability to provide financial support. And this situation just provides many opportunities for the children of these families. But if children from poor families want to borrow money from their parents, I think there is a high probability of failure. Because for families with poor families, parents will put every penny where they need it, perhaps thinking that learning and starting a business are very expensive. So, here I think this point needs to be discussed on a case-by-case basis.