. “What’s happening is it’s making people feel demoralized. I got this education, and now it’s impeding me from my future goals, like buying a house, and they feel wronged by the system,”
Similar to what I mentioned about how education is truly promoted compared to the real way that it is effecting graduates' lives. The education system is advertised to be a much more helpful thing to have taken into your lives, but it is continuously holding these graduates back, due to the student debt.
These programs offer full or partial forgiveness based on qualifying criteria, such as your job or how many payments you have made. You may qualify for forgiveness or other student loan debt relief as a teacher, government or non-profit employee, military veteran, or if you work in the medical field.
The only ways to further any forgiveness towards student debt or any student loans that have not been paid back yet, require a much bigger financially stable background or current profession that not all graduates meet.
Student loans will appear on your credit reports and impact your credit score. If you miss payments or make late payments, that will have a negative impact on your credit score. A lower credit score not only makes it harder to get approved for a mortgage, but can also increase the mortgage rate you qualify for.
Along with how much student debt follows within a lifetime, this all goes on record with credit and it continues to bring you down. With the fact that credit score is low, that maintains a bigger fact that you will have lower chances getting approved with anything bigger that will further your future, such as owning a home. This is extremely unfair and unfortunate considering that furthering your education and going to college promotes a much better future, but seems extremely impossible to achieve considering that student debt is what comes along with it.
Student loans are complicated, but if you know how they affect your financial profile, they don’t have to hinder your homeownership plans. “What we have to consider is how does the monthly student loan payment impact how much we can afford,”
This is how unfortunate student debt is and how much it affects graduates lives. It doesn't just affect students during their lives of education but as it continues on to their future endeavors and will continue until this debt is fully paid off.
All I knew was what I was told: College was the ticket to social mobility, and good students deserved to go to schools that matched our talent and ambition. Folks like me, who come from working-class backgrounds, are told to chase down a bachelor’s degree by any means necessary. But no one mentions just how expensive and soul-crushing the debt will be.
This connects with my previous thought, way too much is just being pushed to the side instead of it just acknowledged even.
when I went to college, I didn’t know anything about student loans, interest rates or rude private debt companies that hound the living hell out of you.
That is the worst part of the education system. Societal expectations is to get your degree and finish school. Why would school be promoted if it couldn't have it's truly entitled faults being taught to students or even brought to mind by students. The entire message and concept of student debt and loans are just pushed to the side and these effect students lives way too much to just be tossed to the side.
After I received my diploma, I immediately owed almost $800 a month in private loans, with 12 years to pay it off. That’s not counting the few hundred dollars I pay each month in federal loans.
With this unfortunate series of events it tends to continue on, and follow you through your future endeavors. You can never really truly enjoy your life or even anything if you continue to have your mind elsewhere and stress about so many other things. This is what student debt does to post graduate students lives, as they continue to pursue their careers this is how their lives continue to get dragged on, through the debt until it is covered.
if I wanted to attend a prestigious college — private, out of state, even — it was possible, no matter what my surroundings or financial circumstances suggested. My mother made clear that I would go to college, but neither she nor I had entertained the idea that I might go to schools like that.
We should be able to have a fair shot and want to attend any school we would want. Unfortunately with this turn in the system, now we can no longer have that even field of applying or even taking interest into just any school. Since the change in the academic system and the very large increase in how much financially they would like to be present, now students have to keep so much in mind, just to apply to a school. Just to pursue their interests and further their education there are so many restrictions and student debt does not help.
The gambler’s fallacy makes us absolutely certain that, if a coin has landed heads up five times in a row, it’s more likely to land tails up the sixth time. In fact, the odds are still 50-50. Optimism bias leads us to consistently underestimate the costs and the duration of basically every project we undertake. Availability bias makes us think that, say, traveling by plane is more dangerous than traveling by car. (Images of plane crashes are more vivid and dramatic in our memory and imagination, and hence more available to our consciousness.)
I never thought of this bias to be categorized this way, and I thought it was a very funny realization to have been made. I know of some people that can live by the decision of the coin, for when they cannot decide something and leave fate up to the deciding because of the optimism bias and the availability bias. I just found the idea interesting to have seen it this way when thinking that it was just an overthought process, to be more of an idea of bias or gambler's fallacy.
hen people hear the word bias, many if not most will think of either racial prejudice or news organizations that slant their coverage to favor one political position over another.
I think that this idea comes from the fact that from now on (or at least for a while) media in all forms take over society, technology is in it's largest state at the moment and is literally taking over everything. With how society withholds information now as well as how they choose to inform completely impacts society and how they will choose to do with that information. With how situations have been arising and continuing to grow definitely impact society as well which brings our minds straight to racial prejudice or news organizations.
Most of them have focused on money. When asked whether they would prefer to have, say, $150 today or $180 in one month, people tend to choose the $150. Giving up a 20 percent return on investment is a bad move—which is easy to recognize when the question is thrust away from the present. Asked whether they would take $150 a year from now or $180 in 13 months, people are overwhelmingly willing to wait an extra month for the extra $30.
I think this is a good representation or even a good example to be able to be able to identify the people who actually have patience and those who do not. I believe the difference between those people are pretty vital to know (or at least to have as a skill) because those people who do have the ability to hold on and wait have much more of a skill. Which picks a part at the people who don't and demonstrates that they are missing out, which in this case is the 20% that they don't earn.
Democracies must promote citizen engagement.
I believe this could be helpful to the situation. I think that we are a social media generation, so there could definitely be many ways to promote anything truly. I think that all they have to do is really come together as a whole. I believe that a lot of people really don't give this generation enough credit, because I feel like with enough time they could really be powerful.
Some democracies, among them Australia, Germany, Greece, New Zealand, and South Korea among others were fairly successful in containing the virus and limiting deaths. Others, like the United States, the United Kingdom, Brazil, Mexico, and India have not performed as well.
I definitely think that the politics got way too much involved with the situation as a whole. People's lives were at stake and I think beliefs and pride got too much into people's visions because the US did a terrible job at confinement and people were too against the idea that cases kept spreading and numbers kept growing.
China has manipulated information on the shipment of face masks and medical equipment to promote its role as a global leader in the fight against COVID-19.
I don't think that China necessarily "manipulated" I know that lots of Asia uses face masks on a regular basis, mostly in the case when they were sick or going to feel sick. I think it was just starting to become something regular in the US, but was introduced from the unfortunate circumstances. I think whatever was used for their routine for feeling any type of sickness was just their way of saying that to all of the other countries that were also needing to prepare.
disseminated
having spread throughout an organ or the body.
cataclysmic
relating to or denoting a violent natural event.
cataclysmic
relating to or denoting a violent natural event.