Well this one is loaded and has stood to be true. We all want the best for our loved ones and we do what it takes to provide them just that "the best". Let's say you go from making a $25k salary to a $75k salary, in just one year. What do you do? You increase your expenses and not necessarily with the intent of living above your rmeans. Your taxes increase. You no longer qualify for government assistance. You now make too much to qualify for certain benefits. So you've already taken a big hit financially. You then purchase a better home, in a better neighborhood, and or purchase a more reliable vehicle, and healthier meals to feed your family and on and on. It's all going to "cost" you.