I have been worried for a little while now about the construction industry in Australia turning their apprentices (heavily subsidised by Govt) into "sub-contractors" once there is no more subsidy available when the apprenticeship is completed.

It means that (often) young people are turfed into the business world with little business acumen, still treating themselves as "employees" of the company/tradesman who indentured their skills learning. Unable to negotiate their own income and terms because of limited financial planning skills.

If apprentices are to be shoved into this world, they are doomed to fail unless they are provided with the adequate business governance learning and advice. Understanding their legal and fiscal obligations as a sub-contractor is vital and being able to say NO to companies who demand rights to monopoly over their contractual services is imperative.