eive u

ten-digit

sign up for a Razorpay account to use the Razorpay Payments products and access the Razorpay Dashboard.

5. Review Details.

Click Yes, it does to confirm. Click Submit KYC. Our team will review the information submitted by you. It takes approximately 3-4 WORKING days to co

-

₹15,000

If you

Enter you

Select the relevant Business Category from the list. Cho

Confirm the name associated with the PAN. Click Yes, Confirm if the details are right.

recognize

-

Please sign here if you w

dashboard

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merchant

MasterCard

Yes, on a need basis. The merchant should provide invoices for all their import transactions if and when asked. An airway bill is mandatory to import goods if and when required.

4. Are there any bills/invoices needed from the merchant?🔗

n the local currency o

rrencies for a merchant?🔗

the merchant’s

list of Purpose

their

analyzing

The advantages of using this Razorpay's solution are:

Net Banki

MC

DC / CC EMI

PayLater

eMandate

To update the purpose code in the Razorpay dashboard after an account is onboarded and activated.

Accept International payments from India without any paperwork

With the easiest integration, completely online onboarding, feature-filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Below are the features that will help you build a first-class payments experience with Razorpay Checkout.

Fees

You can build credibility as a trusted merchant by becoming a Razorpay Trusted Business. You can display the Trusted Badge on your Razorpay Checkout page, which reassures your customers that they can safely transact with your brand without any worries. You do not need to apply for the badge. If you are eligible, the badge will automatically be made Live on your Razorpay Checkout page.

Know more about convenience Fee.

about partial payments.

more about making email read-only.

Checkout for

Your

Razorpay identifies and communicates downtime updates via email for various payment instruments like cards, UPI and netbanking

you can do

Disa

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You have to create a new order every time you want to charge your customers. This order is different from the one created when you created the authorizati

nk🔗

or

place it. Similarly, if you had created a virtual account with only a VPA receiver, you cannot replace or update it.

h both

Creation🔗

Create V

With Smart Collect, you can create one Virtual Account and accept a large payment from one customer or use one Virtual Account to receive payment from multiple customers. You can also create and assign a different Virtual Accounts to each customer, making the reconciliation of payments more manageable. Virtual Accounts make it possible to run multiple events or campaigns simultaneously. Each event can have a Virtual Account, eliminating the need to identify for which event the payment is made.

For exampl

irtual accounts are similar to bank accounts wherein customers can transfer payments. You can create, retrieve and close virtual accounts using the Smart Collect APIs. The virtual account response contains attributes such as id, customer_id and a field, receivers. This is an array that defines what receivers are available for the virtual account.

panel, c

in Step 3.3 to a

Set the Payment Method to Authorize if

the WordPress Plugin Directory.

out penny testing.

Penny testing

failure, we will penny test linked accounts

m the Dashboard.

hooks:

24. Will the penny testing be done in the test mode?🔗 Yes. The penny testing happens in both the test and live mode.

are

Penny testing?

1,000 records: 5min 10,000 records: 50min 50,000 Records: 4h

. Hence creating another Linked Account will result in a duplicate check failure. You should raise a request with the Ops team to update the ba

is

testing

with the Ops team

Does the penny testing happen when I update a Linked Account's bank details?

17. Can I create multiple Linked Accounts with the same email address?🔗 Yes, You can create multiple Linked Accounts with the same Email Address. A Linked Account can have the same email address across different parent merchants. But at a merchant level, the email address of multiple Linked accounts should be unique. Example: MID1 has Linked Account LA1 with email abc@gmail.com. Now, MID1 will not be able to create more Linked Accounts with the same email ID. However, MID2, MID3 and so on can still create Linked Account with the email abc@gmail.com. Further, abc@gmail.com can be used to create a regular merchant account if not already created.

No penny testing will be done for old Linked Accounts. You can operate those linked accounts as usual (OR) as per the usual process.

he penny testing feature is enabled?

raising the SRF ticket with the Ops team.

status

3. Is the Penny testing feature enabled for all Linked Accounts?

penny testing

h the Penny testing enabled?

No. The Penny testing feature is enabled for new Linked Accounts created by merchants who have this feature enabled.

-u [YOUR_KEY_ID]:[YOUR_SECRET] \

304030434

Note

Onboarding - Integrate Razorpay Payment Gateway on your native-built website using Standard Checkout. You can also explore our plugins for various platforms such as WooCommerce, WordPress, Magento, Shopify and more.

(Like Aadhar Card/Voter Card/

Sample C

will have to ke

Sample Code🔗

Your KYC Verification is complete. You can: Accept payments without any amount limits. Payments will automatically settle in your bank account as per your settlement cycle. Request for other payment methods. You can also accept international payments.

- E

Transfer payments to your bank account as per your settlement cy

PAN verificatio

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ethods.

Sele

You can enter the website/app details later if you wish to accept payments via website/app.

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click on the toggle bar to E

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anually send these updates/bulk upload them periodically via the dashboard.

the Razorpay Standard Web Checkout JS code on your na

ou can make test payments using one of the payment methods configured at the Checkout. No money is deducted from the customer's account as this is a simulated transaction. Ensure you have entered the API Keys generated in the Test Mode in the Checkout code.

lete, a Pay button will appear on your webpage/app.

Late Authorization Payment Downtime Payment Errors

n your Server🔗

tp/submit

Feature Request This is an on-demand

Once the customer submits the OTP on your page using the following endpoint, the respective success or failure responses will be generated.

In case customer faces any latency issues, you can choose to cancel this request and redirect the customer to the bank page to enter the OTP and complete the payment. Thus, you can avoid payment failure by switching the customer to the bank page payment flow.

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now

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Late Authorization Payment Downtime Payment Errors

sponse for creating a payment:

Once an order is created, your next step is to create a payment.

response for creating an order:

ur Support team to

g our Standard Checkout

curl -u [YOUR_KEY_ID]:[YOUR_KEY_SECRET] \ -X GET \ https://api.razorpay.com/v1/payments?skip=0&count=25&va_transaction_id=209817848101&virtual_account=1

e Id of t

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Your bank account is inactive or frozen. - Incorrect bank account details. - The Settlement was rejected by your

his feature is available only on Netbanking, UPI and select Debit and Credit cards. Find the complete list here.

elect the Refund Instantl

unds.

rpay Mobile

how to sign up for a Razorpay account o

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Razorpay Payments Mobile App on your Android

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• When the customer's payment details are successfully authenticated by the bank, the Payment state changes to Authorized. • The amount deducted from the customer’s account by Razorpay is not settled to your account until the payment is captured, either manually or automatically. • There can be scenarios where payment is interrupted due to external factors, such as network issues or technical errors at the customer's or bank's end. In this case, the amount may get debited from the customer's bank account but the payment status is not received by Razorpay from the bank. This is termed as Late Authorization.

to see how to view payment

Who can Use

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Go Live🔗 Now that everything is tested and confirmed, the you can go live by configuring specific routing rules on Ingenico. Handy Tips While Optimizer can route only specific banks or card brands traffic to certain gateways, the method enablement of each

Testing🔗 Before routing all traffic or some traffic to a new gateway on Razorpay, the following best practices are recommended to ensure minimal impact to existing production traffic. Sanity test at Razorpay🔗 To test the integration, the merchant can reach out to Razorpay for basic sanity testing to ensure that the credentials are correct, where Razorpay will try a test payment of small value. Live and Test mode rules🔗 All rules configured on live or test mode on the Razorpay dashboard will reflect on live mode. However, credentials added on test mode will not be automatically replicated in live mode. Small value amount based routing to new gateway🔗 Additionally, it is recommended to configure a rule on live mode to route less than X amt payments (X can be 2₹ or some other small value) to the PayU gateway and test on production whether small value payments are being routed to PayU and working successfully. This will help avoid any direct impact on production traffic while testing. Follow the steps given below to configure a rule in live mode: Log into your Razorpay Dashboard. In the left navigation, click Optimizer. Click +Add Rule and enter the Rule name and Description. Click Next and enter the following rule: In Parameter section, select Amount (In Rupees) In Select Connection section, select Less Than In Enter Amount section, enter the value 2 and click Next. Enter the value 100 in the Route section, select PineLabs in the Payment Via section, and click Next. Click Publish Rule.

d PayU as a payment provider there are few specific points you need to consider. Mentioned below are the points you need to consider while onboarding PayU.

Now that everything is tested and confirmed, the you can go live by configuring specific routing rules on Ingenico. Handy Tips While Optimizer can route only specific banks or card brands traffic to certain gateways, the method enablement of each gateway

t PayU in the Payme

In Parameter section, select Amount (In Rupees) In Select Connection section, select Less Than In Enter Amount section, enter the value 2 and click

Small value amount based routing to new gateway🔗 Additionally, it is recommended to configure a rule on live mode to route less than X amt payments (X can be 2₹ or some other small value) to the PayU gateway and test on production whether small value payments are being routed to PayU and working successfully. This will help avoid any direct impact on production traffic while testing. Follow the steps given below to configure a rule in live mode:

dashboard

Live and Test mod

test the integration, the merchant can reach out to Razorpay for basic sanity testing to ensure that the credentials are correct, where Razorpay will try a test payment of small value.

Sanity test at Razorpay🔗

Before routing all traffic or some traffic to a new gateway on Razorpay, the following best practices are recommended to ensure minimal impact to existing production traffic

Any supported network or bank should be checked with Ingenico, or it may lead to payment failure.

var options = { "key": <live_key>, "amount": 100, "notes": { "scheme_code": "custom_scheme_code" } }

To add Ingenico as a payment provider there are few specific points you need to consider. Mentioned below are the points you need to consider while onboarding Ingenico.

Feature to receive Bank Reference ID in Enquiry API Feature to receive other_details in Enquiry API. This contains transaction metadata, including Auth Code. Feature to initiate refund request Feature to receive client_ref_id in Refund Enquiry API. This allows RZP to send its own internal ID in Refund API and receive the same in Refund Enquiry API. Feature to receive refund ARN in Refund Enquiry API.

Live and Test acc

merchant

en merchant a

RZP

d PayU as a

While Optimizer can route only specific banks or card brands traffic to certain gateways, the method enablement of each gateway needs to be handled between you and gateway, or it may lead to failed payments.

Now that everything is tested and confirmed, the you can go live by configuring specific routing rules on PayU.

section

section

In Parameter section, select Amount (In Rupees) In Select Connection section, select Less Than In Enter Amount section, enter the value 2 and click Next.

Small value amount based routing to new gatewa