665 Matching Annotations
  1. Mar 2020
  2. Feb 2020
  3. cahiersfantomes.com cahiersfantomes.com
  4. Nov 2019
  5. Sep 2019
  6. Jun 2019
    1. Income share agreements could lower costs and improve outcomes by tying loan amounts to objective judgments of how much the student is likely to earn from her degree. Educational quality could also benefit: Investors would presumably advance students money only for schools that were doing a decent job of teaching them. The risks are that some borrowers could end up paying far more under such a scheme than the current plan and that investors might not lend to students they consider too risky.

      The author's counter arguments to Income Share Agreements are not convincing enough for me. They seem abstract and vague.

    2. His administration cut out the middlemen by killing off the Guaranteed Student Loan Program, the one created under Presidents Johnson and Nixon that relied on banks, in favor of a direct loan program, in which money came from the Treasury. But the government’s loose lending policy, with few questions asked, remained in place. The Obama administration also heavily promoted income-based repayment programs, which set borrowers’ monthly payments at 10% of their discretionary income and then forgave a portion of their debt after 20 to 25 years of payments. This severed the link between the value of students’ education and how much they could borrow, providing a huge incentive for schools to raise tuition, since taxpayers would pick up more of the tab. Enrollment in these programs is one big reason that the government’s costs for student loans are exploding.

      Obama revisions to the original student loan program of 1970s started under Johnson and Nixon.

  7. Apr 2019
    1. But even when both milk and sugar are taken out of the equation, chocolate appears to play a role in pimple formation.

      "Future studies with a larger study group using dark chocolate as well as specific components of chocolate, such as the flavonoids coupled with more diligent documentation of the participants' diets and menstrual cycles may provide valuable and comprehensive dermatology guidance to acne patients" (Delost, Delost, & Lloyd, 2016).

    2. Interestingly, jelly beans didn't have an effect on acne. But when people ate chocolate, their pimples increased.

      The pimples increased with "the chocolate consumption group [having] a statistically significant (P < .0001) increase in acne lesions (+4.8 lesions) compared with the jellybean consumption group (−0.7 lesions)" (Delost, Delost, & Lloyd, 2016).

    3. All patients received both "treatments."

      When they say all patients received both treatments they are referring to the "Crossover analysis was done 4 weeks later. There was no statistically significant difference in the number of acne lesions between the 2 groups when the crossover occurred (P = .322), which demonstrates adequate washout from the first part of the study" (Delost, Delost, & Lloyd, 2016).

    4. glycemic load

      "The link of chocolate to acne vulgaris was replaced by the theory that a high glycemic index may contribute to acne vulgaris. In this study, we attempted to revisit the controversial topic by assessing the development of new acne lesions following ingestion of chocolate versus a nonchocolate candy with a similar glycemic load." (Delost, Delost, & Lloyd, 2016).

  8. Oct 2018
    1. oppressive patriarchal language, and employs literary synesthesia to represent women’s resistance against oppression.

      We see a woman who is controlled by her doctor husband. He tries to take away even the most simplest things in her life because she is too "ill" which not only include the room downstairs by the roses in which she wants to stay in but he decides on an old school roof, and tries to take away her ability to journal saying that it takes up too much energy. The woman is forced into a room that in the end, drives her insane, but she takes matters into her own hands and resists his control of her writing by keeping a secret journal she write in, mostly when he is gone. The narrator stands up and resists his control on her writing and continues to do it, even though she has to sneak and hide it.

  9. Jun 2018
  10. May 2018
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  12. Mar 2018
  13. Dec 2017
  14. Nov 2017
  15. Oct 2017