Summary

🌍 Avoiding Tax Legally in Other Countries

Changing tax residency for half a year may help avoid taxes (but it;s complex and rather recommended for very high earnings). You can move for example to: - United Arab Emirates: No crypto tax. - Germany: No tax on crypto sold after holding for 12 months. - Portugal: Similar tax-free policies for holding over a year.

🔄 What Is Taxed?

Transactions converting cryptocurrency into fiat currency (e.g., PLN, USD) or purchasing goods like property or pizza with cryptocurrency are taxable. Pure crypto-to-crypto transactions are not taxable.

📈 How to Calculate Tax

Calculate the difference between the amount spent to acquire cryptocurrency and the amount earned from its sale. Example: If Bitcoin was bought at $30,000 and sold at $40,000, the taxable income is $10,000.

💰 Tax Rate Overview

• Income up to 1 million PLN is taxed at 19%.
• Income exceeding 1 million PLN incurs an additional 4% solidarity tax, totaling 23% for high earners.

📃 Keeping Records

Tax obligations arise at the moment of converting crypto to fiat or goods, not at the time of withdrawal from an exchange. Keep detailed records to avoid issues during audits or when exchanges request proof of funds.

⚠️ Challenges and Advice

Tax laws in Poland are comprehensive and offer few loopholes. Engaging tax professionals is strongly advised to ensure compliance and minimize errors.

🔄 Deferring Tax Payments in Poland Using Stablecoins

One strategy involves converting crypto profits into stablecoins at year-end and selling them in the following year to postpone taxation. Below is a detailed breakdown of how the strategy works and its limitations.

The Concept

Stablecoins are cryptocurrencies pegged to fiat currencies (e.g., USD or EUR) and have stable values. Using stablecoins in Poland offers a way to legally defer tax payments:

1. End-of-Year Transaction:

   • Convert your cryptocurrency gains (e.g., Bitcoin) into stablecoins like Tether (USDT) or USD Coin (USDC) at the end of the tax year.
   • These transactions, as crypto-to-crypto conversions, are not taxable in Poland.

2. Start-of-Year Sale:

   • In the new tax year, sell the stablecoins for fiat currency (e.g., PLN).
   • The taxable event occurs in the following year, deferring the tax obligation.

Benefits of This Strategy

1. Tax Payment Deferral:

   • Delays the payment of taxes on your crypto gains by shifting the taxable event to the next year.

2. Inflation Advantage:

   • Inflation reduces the real value of money over time, decreasing the actual financial burden of the deferred tax.

3. Liquidity Management:

   • Funds remain accessible as stablecoins, which can be reinvested or used in decentralized finance (DeFi) during the deferral period.

How Long Can This Be Done in Poland?

• The strategy can be legally repeated annually for up to 15 years.
• After 15 years, the deferred gains may be treated differently or trigger tax liabilities due to long-term reporting requirements. It's important to monitor evolving tax regulations in Poland to ensure compliance.

Key Considerations

1. Documentation:

   • Maintain detailed records of all transactions, including dates, values, and stablecoin transfers, for tax compliance and audits.

2. Stablecoin Selection:

   • Choose stablecoins with strong pegs to fiat currencies to avoid price fluctuations that may affect gains or losses.

3. Regulatory Changes:

   • Polish tax laws are subject to change. Always confirm that the strategy remains valid before executing it.

Example

• Year 1 (2023):

  • Bitcoin bought for PLN 50,000.
  • Sold for PLN 150,000 at the end of 2023.
  • Proceeds converted to USDT (not taxable in Poland).

• Year 2 (2024):

  • USDT sold for PLN 150,000 in January.
  • Taxable gain of PLN 100,000 is reported in the 2024 tax year.

Limitations

1. Short-Term Transactions:

   • If stablecoins are sold within the same year as the crypto-to-stablecoin conversion, the tax deferral benefit is lost.

2. Exchange Fees:

   • Frequent crypto-stablecoin conversions may incur exchange fees, slightly reducing net gains.

3. Regulatory Risks:

   • Future changes to tax laws or stablecoin regulations could impact the strategy's viability.

This strategy allows you to legally defer cryptocurrency taxes for a significant period, maximizing your financial flexibility and leveraging stablecoin stability. Always consult a tax professional for tailored advice and compliance.

Article about remote work

Gold has risen in price by 33% since the beginning of the year and is now worth PLN 10,780 per ounce. This is almost the best year for this precious metal in 45 years.

It may be over of IP BOX (5%) in 2025.

This article (which can be viewed using a paywall remover) shows that even if someone does not deal directly with code, the court may think otherwise:

Fiskus i NSA nie pozwalają na niższą stawkę ryczałtu W sprawie, która doszła do NSA, spór ze skarbówką zaczął się od wniosku o interpretację informatyka prowadzącego jednoosobową działalność. Napisał, że zajmuje się projektowaniem i rozwojem technologii informatycznych dla sieci i systemów komputerowych lub ich poszczególnych składowych/komponentów. Świadczy też usługi pomocy technicznej. Szczegółowo opisał wszystkie czynności. Podkreślił też, że do zakresu jego obowiązków nie należy tworzenie oprogramowania. Dlatego uważa, że ma prawo do niższej stawki ryczałtu. Fiskus miał jednak inne zdanie. Uznał, że informatyk powinien płacić 12 proc. ryczałt, ponieważ „okoliczność, że do zakresu obowiązków podatnika nie należy tworzenie oprogramowania komputerowego, nie jest wystarczającą przesłanką do uznania braku związku świadczonych usług z oprogramowaniem”.

Informatyk zaskarżył interpretację, przegrał jednak zarówno w pierwszej, jak i drugiej instancji. Wojewódzki Sąd Administracyjny w Gliwicach zauważył, że z wniosku o interpretację wynika, iż świadczone usługi są związane z rozwojem systemu SAP. Ten system jest oprogramowaniem wspomagającym prowadzenie przedsiębiorstwa. Opisane usługi są więc niewątpliwie związane z oprogramowaniem – uznał gliwicki WSA. Za szerokim rozumieniem pojęcia „usługi związane z oprogramowaniem” opowiedział się też NSA. Podkreślił, że nie chodzi tylko o programowanie, ale również inne czynności. Także te, które wykonuje przedsiębiorca.

Sąd wymienił wszystkie obowiązki informatyka i po prostu stwierdził, że są to usługi związane z oprogramowaniem. Po NSA spodziewałbym się głębszej analizy i dokładnego określenia, które z wymienionych czynności spełniają to kryterium. Miejmy nadzieję, że kolejne orzeczenia będą wnikliwsze. I po głębszych rozważaniach może okaże się, że to jednak podatnicy mają rację – podsumowuje Piotr Sekulski

In September, employers in Poland published 12% more job offers y/y (288 thousand).

The increase has been going on for 4 months, and now it has reached the highest level since March 2022. The largest increase in the number of job offers is in medical professions (24%) and manual workers (13%). Decrease among financiers (-15%), HR specialists (-10%) and lawyers (-7%). In IT, the number of offers increased by 5%, and in marketing and sales by 1%.

Drinking 3 cups of coffee or 200-300 mg of caffeine a day can halve the risk of diseases such as type 2 diabetes, coronary artery disease and stroke, researchers from Suzhou University in China, in collaboration with Swedish scientists, have shown.

Moderate caffeine consumption may protect cardiovascular health, regardless of age, gender, smoking or diet. The study is based on data from over 300,000 people from the UK Biobank, collected over 11 years.

making custom paint for my typewriters........ by [[Just My Typewriter]]

Color matching typewriter paint with fingernail polish<br /> use phots to match colors

Based on her analysis, ranked:<br /> - Blank Beauty https://www.blankbeauty.com/<br /> - Orly Color Labs https://colorlabs.com/<br /> - Color Club https://colorclub.com/products/the-polish-factory-custom-nail-polish

Physically matching colors in person in a store may be better.

Distinguishing some European keyboards on typewriters.

via u/Cevkica at https://www.reddit.com/r/typewriters/comments/1eih25t/finally_got_a_letera_32/lg70tm0/

Infopiguła:

Liczba Polaków zarabiających ponad 10 tys. zł / mc wzrosła w 2022 r. o 51% rdr., do 1,5 mln osób. Na koniec 2022 r. było w Polsce 90 tys. milionerów dolarowych, 10% mniej niż rok wcześniej.

Pensje zarabiających ponad 10 tys. wzrosły o 10% do ok. 375 mld zł. Głównym czynnikiem była wysoka inflacja, ale też napływ Ukraińców z dobrymi zarobkami w korporacjach.

Liczba osób z zarobkami 20-50 tys. zł / mies. wzrosła o 38% do 440 tys., tych z zarobkami między 50 a 83 tys. zł wzrosła o 1% do 84 tys., a osób z zarobkami ponad 83 tys. zł (czyli 1 mln rocznie) spadła o 5% do 35 tys. O prawie 2% wzrosła liczba osób z majątkiem ponad 50 mln $.

List of reasons (below) why I may be paying for BIK alerts (36 (if extended before 07/2024) or 42 PLN per year, although I used to pay 24 PLN).

I may generally consider it while taking a housing loan.

How to simply decide if to use CMD or ENTRYPOINT in a Dockerfile

let id = response.headers.get("X-Request-ID");
if (id) {
  let info = this._pendingRequests.get(id);
  if (info) {

This is unused.

Windows 10 LTSC

You may want to wait for Windows 11 LTSC before updating from Windows 10 which gets LTSC first

Instead of mentioning sha1sum(1) or linking to some seedy third-party service, dding a button right here to do calculate the SHA-1 for a given file would be trivial...

Why it's worth to use ad blockers & how site owners could replace this business model

This query doesn't behave as expected. Consider by way of comparison to a Google search for anything -site:pinterest.com.

Unused. Caller can/should be passing this in so we can handle the quota check internally.

What does this mean?

There's nothing really here. We should say so.

Polish the UI on this to eliminate the confusion. Communicate that the JSON option is for people who know what JSON is. If you don't know what JSON is, it's not the option you want.

This is an opportunity to delight the user by intercepting their "bad" behavior and steering them in the right direction.

The implicitness that this "protocol" pushes into the implementing methods (seemingly odd return values) is undesirable. Make it explicit. The implementing methods should be able to do something like Validator.changeExpectation(this, this.onresource) (which in turn changes the target's ontokencontent handler).

Unnecessary check.

Loving sister-in-law

Dear brother Stas

on May 22, [19]62

Americanized term for Polish grandfather.

Better to use querySelectorAll and then filter based on figure designation (e.g. nodeValue.startsWith(" (Fig. 1) ")).

Unused!

(Caller should also probably look more like:

let system = new SystemB(document);
system.attach(document.querySelectorAll("script"))

... where the querySelectorAll return value's role is to act as a list of document figures, for the reasons described elsewhere https://hypothes.is/a/-n-RYt4WEeu5WIejr9cfKA.)

Why does the Edit link point to /contact/edit, but the Unpin link point to /derp/contact/unpin?

What is this referring to? Can't tell without diving into the source.

"JavaScript" (or "JS")

"JavaScript" (or "JS")

For "untitled" posts, this should probably be the post date, or maybe something like "April 20, 2021 (qo1uj5qae3)", where the autogenerated ID is de-emphasized (greyscale or something).

gaps between lines is off here.

No close fence?

Need to eliminate the overlap between this page and the Development Setup page.

See also: https://hypothes.is/a/CSposKLsEeu7iideSalB8w

bad hygiene; unnecessary

Need to eliminate the overlap between this page and the Getting Started page.

See also: https://hypothes.is/a/DyLhNKLsEeufFONBnjpvDw

How about a writefreely probe command that performs basic checks for this stuff?

@2:00+ Subscribe widget not shown on index pages. Should be replaced with an inline deep link that addresses the widget on the actual post (shown in the video immediately afterward) by a fragment identifier.

Is this the kind of claim we want to be making at the WriteFreely level? Ideally, this statement is true on all instances, but I fear a cavalcade of hacked together versions powering instances where various promises like this get broken.

This "link" (and the "Make default editor" button) are "broken" (presumably because I don't have a pro account, but there is no clear call-to-action here).

This matrix is confusing. I'm not sure I get it even now. (What's the last line "user + blogs + posts" about?)

"Write.as Pricing"

"allow"? "enable"?

Link to docs on this.

"the write.as guide"?

Inconsistency here between "Dates are shown" and "No dates shown" (and "Latest posts listed first", for that matter).

Change the "mood" (?) here for unselected options so that it's quasi-subjunctive(?) so we'd say e.g. "Only you will be able to read this blog [...]". (Should probably also eliminate ambiguity about "while you're logged in qualifier".)

In comparison, almost all adults use only the left hemisphere of the brain

Cats help with depression

Cats help kids with autism to communicate

Cats are funny (healthy) to watch ;)

Cats get rid of your stress

Cats save your heart

Coliving as a solution to staying alone

Data on health consequences of being alone

Health consequences of being alone as a young person

Health consequences of being alone

Percentage of people living alone

Mystical experience description detected.