32 Matching Annotations
  1. Last 7 days
    1. 1:09:52 A Bank LOAN is an interest attached to your own ability to pay back something that did not exist before you borrowed it

      1:09:59 A bank officer ACQUIRES the loan in order to charge interest on it

    2. 1:08:50 Using BANK MONEY to create a mutual fund at low interest rates to pay off PREDATORY LOANS at high interest rates

    3. 53:36 A community can set up a CONTRIBUTION which everyone agrees to pay in the currency issued by the community issuer 53:48 Therefore a Debt Free Currency System really means a COMMUNITY TRIBUTE money system where the debt is a contribution to the community, payable in the currency of the issuer 55:45 A community can set up its own CENTRAL BANK that sets the interest rate at zero for the money in the community

    4. 40:40 UMKC created its own currency - the Buckaroo 40:42 Students had to pay buckaroos to get their grades

    5. 34:59 A government does not need money. It needs citizens to need money so that they can pay taxes

      Governments FORCE PEOPLE TO NEED MONEY

    6. 34:12 taxes are imposed by a government that is only payable in their currency and they make a law that puts you in jail if you do not pay their tax

    7. 33:33 If government creates money, we do we pay taxes?

  2. Sep 2024
    1. in China haben die Folgen von Extremwetterereignissen, vor allem Überflutungen, im Juli.zu Schäden von 10 Milliarden USD geführt. Die durch Ernteschäden gestiegenen Lebensmittelpreise erschweren die Politik der Parteiführung, durch Ankurbeln des Konsums das Wachstum zu beschleunigen. Hintergrundbericht über Folgen der Erhitzung für Lebensmittelversorgung, Wasser-Management und Infrastruktur. https://www.nytimes.com/2024/09/02/world/asia/china-rainfall-crops.html

  3. May 2024
    1. Eine neue, grundlegende Studie zu Klima-Reparationen ergibt, dass die größten Fosssilkonzerne jählich mindestens 209 Milliarden Dollar als Reparationen an von ihnen besonders geschädigte Communities zahlen müssen. Dabei sind Schäden wie der Verlust von Menschenleben und Zerstörung der Biodiversität nicht einberechnet. https://www.theguardian.com/environment/2023/may/19/fossil-fuel-firms-owe-climate-reparations-of-209bn-a-year-says-study

      Studie: Time to pay the piper: Fossil fuel companies’ reparations for climate damages https://www.cell.com/one-earth/fulltext/S2590-3322(23)00198-7

  4. Apr 2024
    1. The Mzanzi kids multilingual language learning App was created for children between the ages of 2-6 years in South Africa. It was designed to stimulate visual, speech and language literacy skills at an early age by understanding basic everyday concepts and highlighting the correct pronunciation of speech in six (6) different languages; English, Afrikaans, IsiXhosa, IsiZulu, Sepedi and Setswana. The integration of images and phonetics provides a good foundation for children to learn and speak in their mother tongue or home language with confidence and fluency, but most importantly comprehend and appreciate the diversity of languages used by South Africans. This multilingual App provides a good introduction before entering a schooling environment, and offers a non-threatening, playful and fun way of learning languages using innovative technology.

      This is an app for multilingual language learning. Mine will focus on the mother tongue.

      I tried it out for a bit and found the audio very repetitive, which could be problematic. Minecraft had such good audio - C14 or C11? It is fantastically immersive, and the popularity of the game and audio is irrefutable if you look at longevity (games come and go often, and very few manage to stick and have a continuous impact, Minecraft is a good example of an exception to this, alongside other well adjusted and designed games.

      I had fun learning the clicks in isiXhoso - something I want to practice, but the audio became too much as i hit the image repeatedly.

      There's room for more resources. This application does not speak to all children, and no one application ever will, hence the need for many across a broad range of cultures and diversities.

    1. Let the adventures begin, download today!

      I think there is plenty of room for applications that cater for different tastes and cultures and this wouldn't speak to me as a kid and it might not speak to other kids. My research shows we need a lot more resources, there is a lot of room for more applications

  5. Jan 2024
    1. It doesn’t matter if *you* believe in climate change or not… Because Insurance companies believe in climate change. And so you're *already* paying for the costs of climate breakdown
      • for: climate denial - insurance companies will make everyone pay, climate deniers - will pay carbon tax - via insurance, carbon tax - climate deniers
  6. Dec 2023
    1. This book is an invitation.

      Given that there is no way we could pay back the creators of Smalltalk for their immense gift, Cuis is our attempt to pay it forward. Yes, it is a work of love. — Juan Vuletich, Cuis-dev mailling list 2020-04

  7. Nov 2023
    1. The gender pay gap data has shown a significant increase in the number of white women in senior roles across sectors.
  8. May 2023
  9. Mar 2023
  10. Nov 2022
    1. partnerships, networking, and revenue generation such as donations, memberships, pay what you want, and crowdfunding

      I have thought long about the same issue and beyond. The triple (wiki, Hypothesis, donations) could be a working way to search for OER, form a social group processing them, and optionally support the creators.

      I imagine that as follows: a person wants to learn about X. They can head to the wiki site about X and look into its Hypothesis annotations, where relevant OER with their preferred donation method can be linked. Also, study groups interested in the respective resource or topic can list virtual or live meetups there. The date of the meetups could be listed in a format that Hypothesis could search and display on a calendar.

      Wiki is integral as it categorizes knowledge, is comprehensive, and strives to address biases. Hypothesis stitches websites together for the benefit of the site owners and the collective wisdom that emerges from the discussions. Donations support the creators so they can dedicate their time to creating high-quality resources.

      Main inspirations:

      Deschooling Society - Learning Webs

      Building the Global Knowledge Graph

      Schoolhouse calendar

    1. Donations

      To add some other intermediary services:

      To add a service for groups:

      To add a service that enables fans to support the creators directly and anonymously via microdonations or small donations by pre-charging their Coil account to spend on content streaming or tipping the creators' wallets via a layer containing JS script following the Interledger Protocol proposed to W3C:

      If you want to know more, head to Web Monetization or Community or Explainer

      Disclaimer: I am a recipient of a grant from the Interledger Foundation, so there would be a Conflict of Interest if I edited directly. Plus, sharing on Hypothesis allows other users to chime in.

    1. I've been told since the first day I started working at the Division of Hospital Medicine at @UCSF that my work doesn't bring in $ to cover my salary. It's a narrative of manufactured scarcity, a common tactic in capitalism. The CEO is making $1.85 million plus bonuses.

      — Rupa Marya, MD (@DrRupaMarya) November 4, 2022
      <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

      A Hospitalist’s economic value is in what we *save* the system in terms of quality-driven care and patient throughput (DC/unit time), not in how much we bring in through profees. Because of how the system is structured, you’ll only see our value when we aren’t there.

      — Rupa Marya, MD (@DrRupaMarya) November 4, 2022
      <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

      This sounds a lot like hospitalists fall under David Graeber's thesis in Bullshit Jobs that the more necessary and useful you are the less you're likely to get paid and be valued.


      I suspect the ability to track an employees' direct level of productivity also fits into this thesis. One can track the productivity of an Amazon warehouse worker or driver, but it's much more difficult to track the CEOs direct productivity.

  11. Aug 2022
  12. Feb 2022
    1. Studies show women and people of color tend to be paid less than White men in the same roles.

      Refers to pay between workers "in the same roles" but links to an article that uses a gross unadjusted figure. Nothing in the link supports the claim being made, which was hardly surprising considering this claim has been debunked thousands of times over the last few decades.

    1. Employing theLinked Data paradigm for enterprise data integration has anumber of advantages:
      1. Identifizierung mit URI/IRIs

      Unternehmen, Konzepte, Daten und Metadaten können über Abteilungen, Abteilungen, Niederlassungen, Tochtergesellschaften.

      1. Zugang - dereferenzierbar URI/IRIs bieten einen einheitlichen Datenzugriffsmechanismus.

      2. Integration

      3. Das triple-basierte RDF-Datenmodell erleichtert die Integration und das Mapping zwischen verschiedenen anderen Datenmodellen (z.B. XML, RDB, JSON). Kohärenz - Schema, Daten und Metadaten können über System- und Organisationsgrenzen hinweg nahtlos miteinander verknüpft werden Grenzen.

      4. Provenienz

      5. ist gewährleistet, da der Ursprung der Informationen Herkunft der Informationen in den Bezeichnern kodiert ist. Governance - Identifikatoren, Metadaten und Schema können inkrementell und dezentral verwaltet und dezentralisiert verwaltet werden.

      6. Agilität

      7. Vokabulare, Vokabularelemente Vokabulare, Vokabularelemente und Datenquellen können schrittweise und nach dem Prinzip "pay-as-you-go" hinzugefügt werden.
  13. Mar 2021
    1. Noo mën a def dinga fey alamaan bi.

      Quoi que tu fasses, tu paieras l'amende.

      noo -- you (?)

      mën v. -- power ; be stronger than 💪🏽; can, will.

      a -- (?).

      def v. -- do, commit, execute; to put.

      dinga -- you will.

      fey v. -- turn off, switch off 📴, appease; pay 💵.

      alamaan bi -- (French: l'amende) fine.

      bi -- the.

      https://www.youtube.com/watch?v=4y6PTqs1uCc

  14. Jul 2020
    1. I've used TurboTax for the previous 8 years. Loved it. Sadly, that's changed. Rather than simply allowing you to choose TurboTax's products you're pushed into choosing an increasingly more and more costly set of services and are no point allowed an opportunity to choose which services you actually need. I may actually need the services that TurboTax provided, however, because of the manner that I was pressured into their services and the lack of clear options and explanations I feel like I was taken advantage of. That feeling is what I will remember from using TurboTax this year. It is a feeling I will not experience again.
  15. Mar 2020
    1. How do relevant ads help pay for content and services? Advertising is the engine that powers much of the content and services that consumers enjoy online. More relevant ads get more clicks, and advertisers pay more for these ads, allowing content and services providers to continue to operate without charging visitors to their sites.
  16. Feb 2020
  17. Jan 2020
  18. Jul 2019
    1. Amazon (AMZN) disclosed in a filing Wednesday that the median pay for its employees was just $28,446 in 2017. Put another way: half of Amazon's employees earned less than that amount.
  19. Mar 2015
    1. Apple Pay is both more immediate and easier at this point.

      I can validate that when you have your card replaced because of fraud, on the back end, Apply Pay will auto update your card information to the new card number; meaning the bad guys get your new card automatically. Unless the card company de-links your card from Apple Pay instances, your going to have a bad day. I was a victim. And this was validated by my card company and an Apple loss prevention specialist.

  20. Jan 2014
    1. We also believed in market-based pay and would tell employees that it was smart to interview with competitors when they had the chance, in order to get a good sense of the market rate for their talent. Many HR people dislike it when employees talk to recruiters, but I always told employees to take the call, ask how much, and send me the number—it’s valuable information.