161 Matching Annotations
  1. Jan 2024
  2. Oct 2023
    1. Die EU hat offiziell mit der Einführung des sog. Klimazolls“ begonnen, also einer Abgabe für Produkte aus Ländern, in denen mit mehr Emissionen produziert wird als in der EU. Dabei geht es um Zement, Eisen und Stahl, Aluminium, Dünger, Strom und Wasserstoff. In einer zweijährigen Übergangsphase werden zunächst nur die nötigen Informationen gesammelt. https://taz.de/Einfuhr-von-Stahl-Duenger-und-Co/!5963230/

  3. Sep 2023
    1. Heller laid great stress on the text of the Second Amendment, which protects the right to keep and bear arms, while also giving provisional approval to bans on the concealed carry of firearms.

      With respect to absolute right to "freedom" from any gun control legislation, they will admit to registration, to disarming of felons, the mentally ill, carrying in schols and government building, regulation of commercial sales, concealed carry, and atypical weapons.

  4. Aug 2023
    1. The purpose of remodeling in theadult skeleton is not entirely clear, although in bones that areload bearing, remodeling most likely serves to repair fatiguedamage and to prevent excessive aging and its consequences.Hence, the most likely purpose of bone remodeling is toprevent accumulation of old bone. Remodeling, with positivebalance, does occur in the growing skeleton as well. Its pur-pose, quite different from those proposed for the adult skel-eton, is to expand the marrow cavity while increasing tra-becular thickness (12).

      Purpose of remodelling

  5. Apr 2023
    1. If you told me you were building a next generation nuclear power plant, but there was no way to get accurate readings on whether the reactor core was going to blow up, I’d say you shouldn’t build it. Is A.I. like that power plant? I’m not sure.

      This is the weird part of these articles … he has just made a cast-iron argument for regulation and then says "I'm not sure"!!

      That first sentence alone is enough for the case. Why? Because he doesn't need to think for sure that AI is like that power plant ... he only needs to think there is a (even small) probability that AI is like that power plant. If he thinks that it could be even a bit like that power plant then we shouldn't build it. And, finally, in saying "I'm not sure" he has already acknowledged that there is some probability that AI is like the power plant (otherwise he would say: AI is definitely safe).

      Strictly, this is combining the existence of the risk with the "ruin" aspect of this risk: one nuclear power blowing up is terrible but would not wipe out the whole human race (and all other species). A "bad" AI quite easily could (malevolent by our standards or simply misdirected).

      All you need in these arguments is a simple admission of some probability of ruin. And almost everyone seems to agree on that.

      Then it is a slam dunk to regulate strongly and immediately.

  6. Mar 2023
    1. Another way to widen the pool of stakeholders is for government regulators to get into the game, indirectly representing the will of a larger electorate through their interventions.

      This is certainly "a way", but history has shown, particularly in the United States, that government regulation is unlikely to get involved at all until it's far too late, if at all. Typically they're only regulating not only after maturity, but only when massive failure may cause issues for the wealthy and then the "regulation" is to bail them out.

      Suggesting this here is so pie-in-the sky that it only creates a false hope (hope washing?) for the powerless. Is this sort of hope washing a recurring part of

  7. Feb 2023
    1. student privacy, biased treatment, and development of unhealthy habits

      I think that students also need broader education around digital citizenship. For example they need to know who are the companies and key investors behind AI platforms, how are they regulated and what are the key regulatory issues, what are the environmental impacts of creation of LLMs, how is potentially harmful content moderated and when does this become censorship, &c. I know these are challenging questions especially for children: we need to think how we can effectively communicate on many of these issues and not leave it to years and years later, as has happened with social media

  8. Jan 2023
    1. In Frankreich haben beide Kammern des Parlaments ein Gesetz über erneuerbare Energien verabschiedet, allerdings gibt es Unterschiede zwischen beiden Versionen, die noch einen Verhandlungsprozess nötig machen. Nach Ansicht vieler Kritiker stellt das Gesetz nicht sicher, dass seine Ziele tatsächlich erreicht werden.

  9. Dec 2022
    1. Alas, lawmakers are way behind the curve on this, demanding new "online safety" rules that require firms to break E2E and block third-party de-enshittification tools: https://www.openrightsgroup.org/blog/online-safety-made-dangerous/ The online free speech debate is stupid because it has all the wrong focuses: Focusing on improving algorithms, not whether you can even get a feed of things you asked to see; Focusing on whether unsolicited messages are delivered, not whether solicited messages reach their readers; Focusing on algorithmic transparency, not whether you can opt out of the behavioral tracking that produces training data for algorithms; Focusing on whether platforms are policing their users well enough, not whether we can leave a platform without losing our important social, professional and personal ties; Focusing on whether the limits on our speech violate the First Amendment, rather than whether they are unfair: https://doctorow.medium.com/yes-its-censorship-2026c9edc0fd

      This list is particularly good.

      Proper regulation of end to end services would encourage the creation of filtering and other tools which would tend to benefit users rather than benefit the rent seeking of the corporations which own the pipes.

    1. Based on the work of the Part Z campaign, the Bill would mandate the reporting of whole-life carbon emissions from buildings, and set limits on embodied carbon emissions in the construction of buildings. Projects greater than 1000m² or 10 dwellings would need to address and report their whole life carbon from specific dates with limits on embodied carbon emissions being introduced from 2027 based on the data collected in the preceding years. Data collection and measurement are key to managing the progress of de-

      Regulation:: 2027

    2. COP26 promised of 68% reduction in carbon emissions by 2030. Given the significant contribution (25%) that the built environment makes to the emission of greenhouse gases, both the industry and government have a key part to play in reaching those targets and in achieving net-zero by 2050. 

      aims:: Regulation

    1. Information is blocked from going outside the organization when data is not supposed to leave the tenant boundary for compliance purposes (for example, in U.S. Government organizations: Microsoft 365 GCC, GCC High, and DoD). Reporting a message or file to Microsoft from one of these organizations will have the following message in the result details: Further investigation needed. Your tenant does not allow data to leave the environment, so we could not find anything with an initial scan. You'll need to contact Microsoft support to have this item reviewed.

      seemingly contradictory:

      You'll need to contact Microsoft support to have this item reviewed. But they already tried to report it to Microsoft and it was blocked? What form of contacting Microsoft support is expected to be used and how is it better? Won't any form of "having this item reviewed" cause it to leave the boundary and go outside the organization?

  10. Oct 2022
    1. Although we and other biologists will often only consider one direction of a reaction, keep in mind that catalysts do not determine the direction of a reaction- they simply allow the reaction to occur in whichever direction is energetically favorable

      Do Catalysts control the direction of a reaction?

    2. It means that the cell can control metabolic flux by controlling the availability of catalysts.

      Why is it actually favorable for a cell to not be constantly energetically favorable to create a chemical reaction? Why does catalysts help control metabolic flux?

    1. BCN: In 2020, you launched your P2P trade for the Nigerian market. Do you still have this going on given that Nigeria essentially banned naira-to-crypto trades? JL: I noticed that the Central Bank of Nigeria announced a ban to local financial institutions on cryptocurrency purchase and trading in the country earlier this year. We have been paying close attention to this to ensure our services are following local policies. BCN: Is Kucoin fully regulated in places where it operates? JL: Kucoin is a crypto exchange registered in Seychelles. All of our activities are in compliance with local regulations. We are also actively seeking licenses in many markets, so as to offer a wider range of services to local users.
    1. Crypto market in a crisis far worse than earlier onesIn an exclusive interview with Benzinga, Lyu also said the ongoing crisis in the crypto market was “a lot worse” than earlier ones and that it will take a major event or rational economic policies to help the ailing markets.“As a crypto exchange, we are open to cooperating with all prosecutors or regulators around the world but for a specific incident, we would like you to clarify with South Korean officials or regulators. Also, it is not our position to clarify this issue because as a crypto exchange, we are not in a position to figure out this whole thing, and we are just working to cooperate with the government and regulators as things go on,” Lyu said.Asked to comment if regulations will help drive up the prices of major crypto tokens, the CEO of the Seychelles-based company said the ongoing crisis is going to end differently than the previous ones because earlier, new projects came up in times of crisis that would bring the whole industry back to life.
    1. Regulatory crackdown on Binance As global policy on the industry tightens, KuCoin stays attentive to regulatory trends in different regions for compliance operations. The CEO said that a regulatory crackdown against Binance is an “alert to other exchanges.” Lyu said that his company is registered in the Republic of Seychelles and is “following local regulations.”
    1. Adeyanju: You mentioned that KuCoin is taking regulatory compliance seriously. As you know, the original ideas that saw the birth of crypto revolved around decentralization and privacy. These ideas and regulatory compliance don’t always agree. How does an exchange balance the need to satisfy regulatory requirements while offering privacy and decentralized access to users that want these features? Lyu: First of all, with regard to regulation, I would like to say that technology is innocent and irreversible and that both blockchain technology and cryptocurrency exchanges have brought revolutionary advances and innovations to the world. These innovations have enabled the global free flow of value. I think regulation can ensure that this technology and innovation reaches the next level. The emergence of any new technology starts with a period of immaturity. The point of regulation is not to suppress new technologies and systems but rather to cultivate a favorable environment for further development. Also, the entire crypto industry doesn’t have to be fully decentralized to achieve its original intentions. In fact, centralization, as a feature, is what has helped crypto grow as fast as it has. That said, I think the decentralized and centralized markets can coexist. That’s why, although KuCoin is currently a centralized exchange, we are also developing some decentralized products. We recently launched funds to support Web 3.0 innovations such as DAOs, metaverse and NFTs. We also launched a decentralized wallet that will essentially serve as a gateway to the Web 3.0 world. Our wallet supports multi-chain aggregation, which makes it possible to transact with several types of crypto assets in one place. We intend to add DeFi, NFT and GameFi functionalities in the future.
    2. Adeyanju: Was this strategy of listing altcoins pivotal to growing your userbase to the 18 million users you mentioned in your recent fundraising announcement? Lyu: Yes, that’s right. Listing promising altcoin is a big part of our strategy. From the early days, we figured that, while bitcoin and ether will continue to be the major tokens, most traders will want access to more tradable assets. That’s why KuCoin is one of the few exchanges that started to list many promising altcoins. But alongside this, we also spent the bear market of 2018/2019 strengthening our infrastructure and product offering. We introduced many new features like margin and futures trading, and we are also one of the first platforms to introduce staking services for proof-of-stake tokens. We also followed the market trend and introduced our own launchpad platform. These initiatives helped us attract many new users when the recent bull run arrived. Adeyanju: I’d like to go a little deeper into your strategy of listing altcoins. But let’s spend some time talking about where you’re headed as an exchange, especially after recently securing $150 million in funding. What’s next? Is there going to be a change of strategy? Lyu: In general, we will continue to be the people’s exchange just as our slogan says, and this means we will evolve ourselves on the basis of the needs of our customers. We will continue to find and offer the next crypto gem on our platform. Also, the industry is still in its infancy, and we need to bring in more users. KuCoin is focused on onboarding as many users as possible. I believe three major barriers prevent new traders from starting their crypto journey. The first one is policies and regulations. The second one relates to on-ramping from fiat to crypto. And the third one is about how to start the first trade. For the first part, the regulation part, KuCoin is trying to apply for licenses in many markets, and we’ve already gotten some of them. We are trying to expand our fiat on-ramp gateways for the second part. In November, we launched our fiat account feature, which allows users to deposit fiat such as euro and US dollar to the platform. We’ve also announced another fiat improvement relating to our integration of SEPA, which is quite popular in Europe. For the third part, which is about making the first trade, we noticed that many new traders could hardly understand the order book as well as terms like limit orders and stop orders. So we are trying to offer a simplified interface for them. We’ve also noticed that those who know how to make a trade still struggle to make trading decisions. That’s why we’ve introduced social trading features called KuCoin S, which allows users to get to know more about how other people trade and to get to know what is happening in the market. All this info could help them to make better trading decisions—to improve their chance of making a profit. On the product side, we will invest in improving our offerings in terms of social trading because we believe this is the trend of the future.
    1. Ishan Pandey: According to you, which jurisdictions are the friendliest for crypto businesses?Johnny Lyu: The regulation of cryptocurrencies in different jurisdictions started from different positions, often opposite ones. With differences in economic development strategies and maturity of the financial systems, each country has its own regulatory strategies for crypto. That said, the majority of countries are working closely and actively to find suitable solutions to better integrate digital assets and blockchain technology into existing financial systems so that they may show their value through regulation.Some countries are more willing to work with cryptocurrencies, while others are more prone to banning them. There is still no definitive positive position involving the full legalization of cryptocurrencies, although the list of crypto-friendly jurisdictions is constantly expanding.In the current situation, the positions of some states can alter diametrically rather quickly. Therefore, crypto businesses looking for convenient jurisdictions should be patient and monitor the situation and heed the experience of other companies.
    1. Interview part four CJ: Many exchanges, such as Binance, have had high-profile battles with regulators. Do you fear or welcome increased regulatory scrutiny in space? JL: It is the responsibility and obligation of every global exchange to abide by the laws, regulations and policies of different countries and regions, to fight against terrorism and to resolutely maintain the fight against money laundering. It is also essential to better push the cryptocurrency industry towards growth, and this is the basement that KuCoin holds and has also followed since the very beginning of its inception. Additionally, KuCoin closed a $150 million pre-Series B fundraising round, which will support KuCoin's global regulatory efforts to better serve 18 million users in over 200 countries and regions. Overall, we will continue to be the "People's Exchange", as our slogan says, which means that we will evolve according to the needs of our customers.
  11. Aug 2022
  12. Jul 2022
    1. Speculation, herd exuberance, irrational optimism, rent-seekingand the temptation o f fraud drive asset markets to overshoot andplunge - which is why they need careful regulation, something Ialways supported. (M arkets in goods and services need lessregulation.)
  13. May 2022
    1. For example, we know one of the ways to make people care about negative externalities is to make them pay for it; that’s why carbon pricing is one of the most efficient ways of reducing emissions. There’s no reason why we couldn’t enact a data tax of some kind. We can also take a cautionary tale from pricing externalities, because you have to have the will to enforce it. Western Canada is littered with tens of thousands of orphan wells that oil production companies said they would clean up and haven’t, and now the Canadian government is chipping in billions of dollars to do it for them. This means we must build in enforcement mechanisms at the same time that we’re designing principles for data governance, otherwise it’s little more than ethics-washing.

      Building in pre-payments or a tax on data leaks to prevent companies neglecting negative externalities could be an important stick in government regulation.

      While it should apply across the board, it should be particularly onerous for for-profit companies.

  14. Apr 2022
  15. Mar 2022
  16. Feb 2022
  17. Jan 2022
    1. il faut approfondir la recherche sur ces indicateurs pour être en mesure d’en trouver de nouveaux et plusieurs.

      Si c'est trop difficile, est-ce qu'on ne peut pas essayer d'identifier des indicateurs positifs : que cherche-t-on a faire ? Etre transparent et adapte avant d'etre conforme ?

      Il faut des modeles plus que des cadres. Ou disons que dans un domaine si divers, il faut un model pour pouvoir suivre le cadre.

    1. We need ways to detect and suppress parasitic gains — for example, massive corporations like Amazon that pay zero taxes towards the upkeep of the infrastructure their profits depend on, or likewise billionaires who pay lower tax rates than nurses.
    2. As Wilson quips, “an unregulated organism is a dead organism.”

      We definitely need aphorisms like this embedded into our political and economic spheres.

  18. Dec 2021
  19. Nov 2021
  20. Oct 2021
    1. When the most powerful company in the world possesses an instrument for manipulating billions of people—an instrument that only it can control, and that its own employees say is badly broken and dangerous—we should take notice.
  21. Sep 2021
    1. Africanslavery lacked two elements that made American slavery the most cruel formof slavery in history: the frenzy for limitless profit that comes from capitalisticagriculture; the reduction of the slave to less than human status by the use ofracial hatred, with that relentless clarity based on color, where white wasmaster, black was slave.

      While we've generally moved beyond chattel slavery, I'm struck by the phrase frenzy for limitless profit that comes from capitalistic agriculture. Though we don't have slavery, is American culture all-too captured by the idea of frenzied capitalism to the tune that the average American (the 99%) is a serf in their own country? Are we still blinded by our need for (over-)consumption?

      Are we recommitting the sins of the past perhaps in milder forms because of a blindness to an earlier original sin of capitalism?

      Do we need to better vitiate against raw capitalism with more regulation to provide a healthier mixed economy?

  22. Aug 2021
    1. Francis Fukuyama et al., Middleware for Dominant Digital Platforms: A Technological Solution to a Threat to Democracy, Stanford Cyber Policy Center, 3, https://fsi-live.s3.us-west-1.amazonaws.com/s3fs-public/cpc-middleware_ff_v2.pdf.
    2. Every year, in my platform-regulation class, I draw a Venn diagram on the board with three interlocking circles: privacy, speech, and competition. Then we identify all the issues that fall at the intersection of two or more circles. Interoperability, including for content-moderation purposes, is always smack in the middle. It touches every circle. This is what makes it hard. We have to solve problems in all those areas to make middleware work. But this is also what makes the concept so promising. If—or when—we do manage to meet this many-sided challenge, we will unlock something powerful.

      Interesting point about the intersection of interoperability. Are there other features that also touch them all?

    3. Francis Fukuyama has called "middleware": content-curation services that could give users more control over the material they see on internet platforms such as Facebook or Twitter.
  23. Jul 2021
    1. Elements of Metacognition Researchers distinguish between metacognitive knowledge and metacognitive regulation (Flavell, 1979, 1987; Schraw & Dennison, 1994).

      metacognitive knowledge vs metacognitive regulation

      • Metacognitive knowledge refers to what individuals know about themselves as cognitive processors
      • Metacognitive regulation refers to adjustments individuals make to their processes to help control their learning, such as planning, information management strategies, comprehension monitoring, de-bugging strategies, and evaluation of progress and goal
    1. It’s a familiar trick in the privatisation-happy US – like, say, underfunding public education and then criticising the institution for struggling.

      This same thing is being seen in the U.S. Post Office now too. Underfund it into failure rather than provide a public good.

      Capitalism definitely hasn't solved the issue, and certainly without government regulation. See also the last mile problem for internet service, telephone service, and cable service.

      UPS and FedEx apparently rely on the USPS for last mile delivery in remote areas. (Source for this?)

      The poor and the remote are inordinately effected in almost all these cases. What other things do these examples have in common? How can we compare and contrast the public service/government versions with the private capitalistic ones to make the issues more apparent. Which might be the better solution: capitalism with tight government regulation to ensure service at the low end or a government monopoly of the area? or something in between?

  24. Jun 2021
    1. We should favor ways of organizing our social and economic life so things that are socially productive are more nearly equally rewarded. And we should pick ways of making things, ways of delivering services, ways of running schooling that don’t skew achievement so far at the very top. … We could organize finance so that the middle of the skill distribution, the old home loan officer, is the dominant worker. We could organize medicine in such a way that the difference between the specialist doctor, the nurse practitioner, and the pharmacist is relatively small and most health care is delivered by people in the middle of the skill distribution. ... The core thing to do is to find policies both in education and the labor market that recompress the distribution of economic roles.

      This sounds like a positive move, but will require a lot of government regulation/oversight.

      Placing caps on runaway capitalism and meritocracy could be required to keep us from killing ourselves.

  25. May 2021
    1. I worked on a recent project to sketch out for a centre-right German think-tank how a European data commons might work. I tried to steer it away from property rights and towards what you’d get if you started with the commons and then worked back to what data could be harnessed, and to which collective purposes. This is eminently do-able, and pushes you towards two distinct areas; groups of people who are served poorly or not at all by current data regimes, and existing cooperatives, unions and mutual societies who could collect and process their members’ data to improve collective bargaining, or licence access to it to generate revenue and boost affiliate membership. Viewing personal data as a collective asset points towards all sorts of currently under-provided public goods (I briefly describe several, on p. 74 here – yes, oddly enough, this stuff got shoved into an annex).

      Apparently lots of reading to catch up on here.

      I definitely like the idea of starting with the commons and working backwards, not only with respect to data, but with respect to most natural resources. This should be the primary goal of governments and the goal should be to prevent private individuals and corporations from privatizing profits and socializing the losses.

      Think of an individual organism in analogy to a country or even personkind. What do we call a group of cells that grows without check and consumes all the resources? (A cancer). The organism needs each cell and group of cells to work together for the common good. We can't have a group of cis-gender white men aggregating all the power and resources for themselves at the cost of the rest otherwise they're just a cancer on humanity.

    2. To change incentives so that personal data is treated with appropriate care, we need criminal penalties for the Facebook executives who left vulnerable half a billion people’s personal data, unleashing a lifetime of phishing attacks, and who now point to an FTC deal indemnifying them from liability because our phone numbers and unchangeable dates of birth are “old” data.

      We definitely need penalties and regulation to fix our problems.

    1. it makes a difference whether the argument made before Congress is “Facebook is bad, cannot reform itself, and is guided by people who know what they’re doing but are doing int anyway—and the company needs to be broken up immediately” or if the argument is “Facebook means well, but it sure would be nice if they could send out fewer notifications and maybe stop recommending so much conspiratorial content.”

      Note the dramatic difference between these spaces and the potential ability for things to get better.

    1. Howard, J., Huang, A., Li, Z., Tufekci, Z., Zdimal, V., Westhuizen, H.-M. van der, Delft, A. von, Price, A., Fridman, L., Tang, L.-H., Tang, V., Watson, G. L., Bax, C. E., Shaikh, R., Questier, F., Hernandez, D., Chu, L. F., Ramirez, C. M., & Rimoin, A. W. (2021). An evidence review of face masks against COVID-19. Proceedings of the National Academy of Sciences, 118(4). https://doi.org/10.1073/pnas.2014564118

  26. Apr 2021
  27. Mar 2021
    1. Other countries are already focusing their regulatory efforts on engineering and design. France has discussed appointing an algorithm auditor, who would oversee the effects of platform engineering on the French public. The U.K. has proposed that companies assess the impact of algorithms on illegal content distribution and illegal activity on their platforms. Europe is heading in that direction too.
    2. Theodore Roosevelt—who denounced the “unfair money-getting” that created a “small class of enormously wealthy and economically powerful men, whose chief object is to hold and increase their power”—rewrote the rules. He broke up monopolies to make the economy more fair, returning power to small businesses and entrepreneurs. He enacted protections for working people. And he created the national parks, public spaces for all to enjoy.

      We could definitely use another round of this now. Where is the end of our current gilded age?

  28. Feb 2021
  29. Jan 2021
    1. Users fully depend on WhatsApp developers. If WhatsApp developers decide to include user-hostile features in the app, users must go with it. They can’t switch to a different server or client without switching away from WhatsApp and losing the ability to communicate with all their WhatsApp contacts.

      This is the sort of monopoly behavior that needs to be regulated.

  30. Nov 2020
    1. the lifecycle of most companies is that they grow by delivering much more value than they charge for, they raise funds based on their growth, and then they make those investments pay off by capturing more value. In its maturity, a company will capture a greater share of the value it creates.

      The deal with pharma, in theory, is that they're given market exclusivity for a limited time to recoup their investment in R&D. With startups, they give us free or subsidized service for a limited time and recoup by exploiting their scale afterwards. Whereas with pharma, their upside is capped, with startups, society's upside is capped.

  31. Oct 2020
    1. Similarly, technology can help us control the climate, make AI safe, and improve privacy.

      regulation needs to surround the technology that will help with these things

    1. When a dominant firm buys its a nascent challenger, alarm bells are supposed to ring. Yet both American and European regulators found themselves unable to find anything wrong with the takeover.
    1. We need to debate what kind of hypermedia suit our vision of society - how we create the interactive products and on-line services we want to use, the kind of computers we like and the software we find most useful. We need to find ways to think socially and politically about the machines we develop. While learning from the can-do attitude of the Californian individualists, we also must recognise that the potentiality of hypermedia can never solely be realised through market forces. We need an economy which can unleash the creative powers of hi-tech artisans. Only then can we fully grasp the Promethean opportunities of hypermedia as humanity moves into the next stage of modernity.

      Great ending. These words are as true today as they were 25 years ago.

    1. But that state of consciousness that permits the growth of liberalism seems to stabilize in the way one would expect at the end of history if it is underwritten by the abundance of a modern free market economy.

      Writers spend an awful lot of time focused too carefully on the free market economy, but don't acknowledge a lot of the major benefits of the non-free market parts which are undertaken and executed often by governments and regulatory environments. (Hacker & Pierson, 2016)

    1. “Deliver with Amazon. Be your own boss. Great earnings. Flexible hours. Make more time for whatever drives you.” Amazon has taken a page from Uber and is leveraging the romanticization of entrepreneurship, the need for flexibility, and the decreasing options of non-degreed workers in rural areas. There are already stories depicting breakneck delivery schedules that obviate luxuries such as bathroom breaks. FedEx drivers get paternity leave and (gasp) health insurance.

      Again, it's the ability to canibalize at the lowest levels that helps tech companies to out-compete their rivals. Companies should be regulated away from being able to do this, particularly for non-employees.

    1. Part of the problem is that most policies look only 12 months into the future, ignoring long-term trends even as insurance availability influences development and drives people’s long-term decision-making.

      Another place where markets are failing us. We need better regulation for this sort of behavior.

  32. Sep 2020
  33. Aug 2020